Comprehensive Member Benefits & Family Protection Hub
Curated life-safety tools, hospital copay shields, and family estate resources designed to complement your BenefitPath coverage on your own schedule.
100% Pull-Only Hub
We do not send unsolicited sales texts. Review and access benefits at your own pace.
1. Core Healthcare Coverage
Your primary Medicare Advantage, Supplement, and early retirement medical foundations.
Medicare Advantage (Part C & C-SNPs)
All-in-one private Medicare covering Part A, B, and usually prescription drugs, plus dental, vision, hearing, and OTC grocery flex allowances.
✓ Hospital, Medical, Rx, Dental & Vision in 1 Card
Dual-Eligible Special Needs Plan (D-SNP)
Enhanced Medicare plans for seniors with both Medicare and Medicaid. Includes up to $150–$300/mo for healthy groceries and utility bills with $0 copays.
✓ $0 Copays + $150–$300/Mo Grocery/Utility Cash
Medicare Supplement (Medigap Plan G/N) + Part D
Zero network restrictions and zero prior authorization hurdles. See any doctor or cancer hospital in the United States that accepts Medicare.
✓ See Any Doctor Nationwide • No Prior Authorizations
Under-65 Early Retiree & Spouse ACA Plan
When you retire at 65, your younger spouse (ages 58–64) often loses employer benefits. Instant self-checkout with federal tax-credit subsidies.
✓ Affordable ACA Coverage with Federal Subsidies
2. Direct Health, Recovery & Legacy Shields
100% digital self-enrollment products designed to eliminate out-of-pocket medical blind spots.
Hospital Inpatient Indemnity ('Copay Eraser')
Pays you direct cash ($350/day for up to 6 days) to completely erase the hospital admission copay of your Medicare Advantage plan.
✓ Eliminates $1,750+ Out-of-Pocket Hospital Copays
Instant-Issue Final Expense Whole Life
Guaranteed whole life burial and family legacy shield ($10,000–$25,000). Pre-screened medication matching with instant online approval in 3 minutes.
✓ Protects Loved Ones from $10k+ Funeral Burdens
First-Diagnosis Cancer, Heart Attack & Stroke Cash
Pays a $10,000 to $25,000 cash check directly to you upon initial diagnosis of cancer, heart attack, or stroke to cover experimental treatments.
✓ Direct Cash for Uncovered Treatments & Travel
Major Dental, Vision & Hearing (DVH Shield)
Fills the gap when your Medicare Advantage dental allowance runs out. Covers up to $3,000–$5,000 annually for implants, crowns, and root canals.
✓ High-Cap Dental Coverage with Day-1 Preventative
Short-Term Home Health Care & Recovery Assist
Medicare does not pay for non-skilled aides to help with bathing, cooking, or mobility at home. This plan pays $150–$300/day for recuperation aides.
✓ Pays for In-Home Custodial Helpers After Sickness
Senior Cruise & International Travel Medical
Medicare provides zero coverage outside U.S. borders. Instant travel medical and emergency helicopter air-evacuation insurance before you travel.
✓ Emergency Hospital & Medevac Coverage Abroad
Companion Pet Health & Veterinary Protection
68% of retirees have beloved dogs or cats. Reimburses 70%–90% of emergency veterinary bills, medications, and surgeries at any clinic.
✓ Protect Your Four-Legged Companions from Vet Bills
Guaranteed Senior Accidental Death & Dismemberment
Up to $100,000 in immediate accidental coverage for seniors aged 65–85 with no health questions, physical exams, or medical records checks.
✓ Guaranteed Acceptance Regardless of Medical History
Hybrid Asset-Based Long-Term Care (LTC)
Transfer idle bank cash into an asset-based policy. If you need nursing care, it triples in value tax-free; if not, your family gets a tax-free death benefit.
✓ Zero Money Lost: Use for Care or Pass to Family
Skilled Nursing Facility (SNF) Copay Guard
Medicare Advantage plans charge ~$214/day copays for skilled nursing rehab on Days 21–100. This rider pays cash to eliminate that surprise debt.
✓ Eliminates $17,000+ Skilled Nursing Copay Exposure
3. Retirement Wealth Preservation & Family Safety Hub
Protecting your hard-earned nest egg, digital legal estate planning, and family caregiver peace of mind.
Retirement Capital Preservation & Buffered RILAs
Roll over 401(k)s or CDs into registered index-linked solutions offering 10%–20% downside barrier protection with higher market growth caps.
✓ Protect Principal from Crashes while Capturing Market Gains
Digital Estate Planning: Wills & Healthcare POA
Avoid probate and establish legal healthcare directives so your adult children have legal authority to assist during medical emergencies.
✓ Complete State-Compliant Legal Wills & Directives Online in 15 Mins
Personal Emergency Response (PERS) & Fall Detection
Waterproof cellular mobile emergency pendants with automatic fall detection and 24/7 direct dispatch to local EMS and family members.
✓ Guaranteed Peace of Mind for Independent Seniors & Families
FDA-Cleared Direct-to-Consumer OTC Hearing Aids
Nearly invisible medical-grade hearing aids shipped directly to your door at 75% less than traditional clinic retail prices.
✓ Crystal-Clear Hearing Without $5,000 Clinic Markups
Local Assisted Living & In-Home Care Guidance
Dedicated family caregiver intake matching parents with vetted local memory care communities, assisted living, and respite providers.
✓ Free Confidential Placement Guidance for Aging Parents
Emergency Cash Pharmacy Discount Card (GoodRx / SingleCare)
Save up to 80% on brand-name or lifestyle medications (GLP-1s, acute antibiotics) whenever your Medicare plan charges a high copay or denies coverage.
✓ Instant Digital Card Stored on Your Phone for Big Rx Discounts
Retiree Identity & Financial Scam Protection (Aura/LifeLock)
Monitors Social Security numbers, banking accounts, and Medicare IDs to shield seniors from identity fraud, phone spoofing, and online scams.
✓ $1M Insurance Against Senior Cyber Scams & Social Security Fraud
Senior Home Accessibility & Safe Walk-In Showers
Eliminate high-risk bathtub tripping hazards with low-threshold walk-in showers, ADA safety grab bars, and wheelchair-accessible ramps.
✓ Age Safely in Your Own Home with Certified Bathroom Remodeling
Retirement Downsizing & Estate Cleanout Concierge
Professional transition support for retirees selling large family homes, managing estate sales, liquidating clutter, and moving into senior communities.
✓ White-Glove Packing, Estate Liquidation & Moving Assistance
Fiduciary Fee-Based Wealth Accounts & TAMP Portfolios
Professional discretionary portfolio management using low-cost institutional index models, conservative dividend strategies, and automated rebalancing.
✓ Discretionary Model Portfolios Custodied at Schwab / Fidelity
Our Fiduciary Disclosure Philosophy
All offerings inside the Senior Resource Center (SRC) are provided as optional member resources. You are never obligated to purchase ancillary coverage. Non-insurance services are delivered through vetted third-party technology providers and independent partners.